The organisation
What de Volksbank (ASN Bank) does
De Volksbank is a Dutch retail bank wholly owned by the Dutch State through the foundation NLFI, following the 2013 nationalisation of its predecessor SNS REAAL after losses at its property finance unit. For over a decade the bank operated multiple retail brands, SNS, ASN Bank and RegioBank, alongside mortgage label BLG Wonen, each with its own positioning but sharing one balance sheet. From 2025 the bank has been consolidating these brands into a single one, ASN Bank, known for its focus on sustainable and socially responsible banking, and its legal name changed accordingly. The bank focuses on everyday retail banking and mortgages in the Netherlands rather than wholesale or investment banking.
In the Netherlands
de Volksbank (ASN Bank) in the Netherlands
The bank's head office is in Utrecht, and it is a notable employer in Dutch retail banking, with a presence across the country through its branch network and online services. Finance students will find relevant roles in risk management, treasury, sustainable finance and product management for savings and mortgages, rather than in dealmaking or capital markets.
Structure
Divisions and where you work
The bank is organised around retail banking activities, savings, payments and mortgages, delivered through its brands, alongside central functions such as risk, finance, treasury and sustainability. It also runs a sustainable investment fund range under the ASN name. Finance graduates typically start in risk, finance, treasury or product and proposition roles rather than in corporate finance or advisory.
Getting in
How students start here
Entry is mainly through traineeships, internships and working-student roles in risk, finance and product teams; the bank does not run large dealmaking or markets-focused graduate tracks.
Key facts
At a glance
- Type
- Bank (retail)
- Head office
- Utrecht
- Founded
- Predecessor SNS Bank dates to the 19th century; de Volksbank name adopted in 2013, renamed ASN Bank N.V. in 2025
- Ownership
- State-owned (via NLFI)
Vacancies
Vacancies at de Volksbank (ASN Bank)
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Relevant finance paths
FAQ
Frequently asked questions about de Volksbank (ASN Bank)
What does de Volksbank (ASN Bank) do?
State-owned Dutch bank built around sustainability, formerly operating the SNS, ASN Bank and RegioBank brands and since 2025 consolidated under the ASN Bank name.
How do I get an internship or graduate role at de Volksbank (ASN Bank)?
Entry is mainly through traineeships, internships and working-student roles in risk, finance and product teams; the bank does not run large dealmaking or markets-focused graduate tracks.
Which finance career paths are relevant at de Volksbank (ASN Bank)?
At de Volksbank (ASN Bank), the most relevant finance career paths are Corporate Finance and Risk Management.
Where is de Volksbank (ASN Bank) based in the Netherlands?
Head office: Utrecht.
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